A Very-Serious-But-Not-Boring Guide to Responsible Credit Card Use

A Very-Serious-But-Not-Boring Guide to Responsible Credit Card UseBy: Erika Asad Published on: 15/11/2025

Learn the serious-but-not-boring way to use credit cards responsibly. Build credit, avoid debt, understand interest, and take control of your financial future with smart, tax-aware money habits.

Personal Credit
A Very-Serious-But-Not-Boring Guide to Responsible Credit Card Use

What Is Credit and Why Is It Useful?

What Is Credit and Why Is It Useful?By: Erika Asad Published on: 19/10/2025

Discover what credit really is, how it works, and why it matters for your financial success. Learn practical steps to build and strengthen your credit the smart way.

Personal Credit
What Is Credit and Why Is It Useful?

Credit Repair vs. Debt Relief: Which One Do You Really Need?

Credit Repair vs. Debt Relief: Which One Do You Really Need?By: Erika Asad Published on: 23/09/2025

Confused about the difference between credit repair and debt relief? Learn how each works, the pros and cons, and discover how Consult With Erika can help you build a stronger financial future.

Personal Credit
Credit Repair vs. Debt Relief: Which One Do You Really Need?

How to Lower Your Credit Card Interest Rate & Save More

How to Lower Your Credit Card Interest Rate & Save MoreBy: Erika Asad Published on: 14/09/2025

Struggling with high credit card interest? Learn smart ways to negotiate, reduce, or avoid high APRs. Build strength with credit repair and financial planning.

Personal Credit
How to Lower Your Credit Card Interest Rate & Save More

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